CUV Youth Sites: Financial Calculators

Single
Income	Federal Tax Rate
$0-$10,275	10%
$10,276-$41,775	12%
$41,776-$89,075	22%
$89,076-$170,050	24%
$170,051-$215,950	32%
$215,951-$569,900	35%
$539,901+	37%

Head of Household
Income	Federal Tax Rate
$0-$14,650	10%
$14,651-$55,900	12%
$55,901-$89,050	22%
$89,051-$170,050	24%
$180,051-$215,950	32%
$215,951-$539,900	35%
$539,901+	37%

Married, Filing Jointly
Income	Federal Tax Rate
$0-$20,550	10%
$20,551-$83,550	12%
$83,551-$178,150	22%
$178,151-$340,100	24%
$340,100-$431,900	32%
$431,901-$647,850	35%
$647,851+	37%

Married, Filing Separately
Income	Federal Tax Rate
$0-$10,275	10%
$10,276-$41,775	12%
$41,776-$89,075	22%
$89,076-$170,050	24%
$170,051-$245,950	32%
$215,951-$323,925	35%
$323,926+	37%

Type	Residence	Tuition & Fees	With Room & Board
Public 4yr	Residence: In-state	Tuition & Fees: $10,740	With Room & Board: $22,690
Public 4yr	Residence: Out-of-State	Tuition & Fees: $27,560	With Room & Board: $39,510
Public 2yr	Residence: In-State	Tuition & Fees: $3,800	With Room & Board: $13,130
Private 4yr	Residence: N/A	Tuition & Fees: $38,700	With Room & Board: $51,690

Inflation		2.9%
U.S. Treasury Bills		3.3%
Long-Term Government Bonds		5.7%
U.S. Large-Company Stocks		10.3%
U.S. Small-Company Stocks		11.8%

Year	Inflation Rate
2012		2.1%
2013		1.5%
2014		1.6%
2015		0.1%
2016		1.3%
2017		2.1%
2018		2.4%
2019		1.8%
2020		1.2%
2021		4.7%

Source: U.S. Department of Labor

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Auto Calculators

Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!

Business Calculators

Financial Ratios - This calculator helps you to zero in on segments of your business that may need attention, including areas like solvency, liquidity, operational efficiency, and profitability.

Credit Cards and Debt Management

Credit Card Payoff - Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidation - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Investment Calculators

Investment Returns - There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Loan Calculators

Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Mortgage Calculators

Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.

Personal Finance

Home Budget Analyzer! - Analyze your budget, see where your money goes, and find out where you can improve!

Retirement Savings and Planning

Retirement Income Calculator - Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Savings Calculators

Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings Goals - What will it take to reach your savings goal? This financial calculator helps you find out.

Tax Calculators

U.S. 1040 Tax Estimator - How much tax will you pay this year? Use this 1040 tax calculator to help determine your tax bill.